Lemon Laws Don?t Protect Used Car Buyers
Most buyers of new cars are probably familiar with lemon laws, which allow consumers a refund or replacement when their car turns out to be defective. These laws generally cover leased cars as well as purchased ones, and they have worked well as a consumer protection tool. Unfortunately, no such laws exist for used cars, and buyers should be careful when purchasing them. Many car dealers offer "certified used cars" that come with some sort of warranty, but most independent used car dealers do not. In most states, the law permits used car dealers to sell cars "as is", and in that case, anything that goes wrong, even if it happens five minutes after purchase, becomes the buyer's problem.
Dealers selling cars on an "as is" basis often aren't even required to disclose any problems a vehicle might have to potential buyers. Most independent car dealers sell older, less expensive cars than those sold at major auto dealerships. A lot of the profits that independent used car dealers make come from financing, particularly from financing those with bad or poor credit. Those with problem credit often find that such dealerships, which self-finance, are their only chance at obtaining a car loan. These loans, with their resulting high payments, often leave buyers without any extra cash to pay for repairs of undisclosed problems.
Legislators in several states are considering laws that will require used car dealers to have their cars inspected by certified mechanics prior to their being offered for sale. This will help, in time, but what can a potential buyer do now?
After all, a used car is one that someone else didn't want anymore. Buyers who are considering a purchase of a used car should be aware that their protection under the laws of most states is quite limited. Asking a few questions and doing some investigation prior to making the purchase may save buyers thousands of dollars down the road..
?Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing. Retro Marketing, established in 1978, is a firm devoted to informational Websites, including LemonLawHelp.net, a site devoted to automobile lemon laws and End-Your-Debt.com, a Website devoted to information about debt consolidation and credit counseling.Bad Debts Personal Loans To Help You Achieve Your Goals
Loans are an essential thing these days for many people. Loans cover every financial eventuality that one can possibly come across in one's life. But previously it was not that easy to get loans for the people let alone people who have bad debts to their name and therefore have poor credit history.
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Bad Debts Personal Loans To Help You Achieve Your Goals
Car loans > Bad Debts Personal Loans To Help You Achieve Your Goals
Lemon Laws Don?t Protect Used Car Buyers
Most buyers of new cars are probably familiar with lemon laws, which allow consumers a refund or replacement when their car turns out to be defective. These laws generally cover leased cars as well as purchased ones, and they have worked well as a consumer protection tool. Unfortunately, no such laws exist for used cars, and buyers should be careful when purchasing them. Many car dealers offer "certified used cars" that come with some sort of warranty, but most independent used car dealers do not. In most states, the law permits used car dealers to sell cars "as is", and in that case, anything that goes wrong, even if it happens five minutes after purchase, becomes the buyer's problem.
Dealers selling cars on an "as is" basis often aren't even required to disclose any problems a vehicle might have to potential buyers. Most independent car dealers sell older, less expensive cars than those sold at major auto dealerships. A lot of the profits that independent used car dealers make...
Lemon Laws Don?t Protect Used Car Buyers
Car loans > Lemon Laws Don?t Protect Used Car Buyers
Relive All Your Tensions With Unsecured Personal Loans UK
If someone ever asks me to give me my advice on which loan should one choose if I want a loan my answer is always to go in for unsecured personal loans. The following question is why only unsecured personal loans and my answer to that is what a person looks in his loans is present in unsecured personal loans so its better to go in for these loans than any other.
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Car loans > Relive All Your Tensions With Unsecured Personal Loans UK
Unsecured Homeowner Loans: Get loans without taking any risk with your home
Risk- most of us very reluctant to take it, as it put us in danger. Same thing happens at the time of taking loans, especially when we have to borrow money against our home. The fear-factor works here is that collateral repossession. But, with unsecured homeowner loans, you can borrow money without keeping your home at risk. Unsecured homeowner loans are providing you the facility to borrow money against no security.
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Psychiatrist Behind Bars After Bail Security Withdrawn For Assault And Uttering Threats
(ContentDesk) October 14, 2005 -- Dr. Larry Anderson, a psychiatrist who was found guilty of three counts of indecent or sexual assault involving three female patients over several years by a jury trial in July, 2005 has been behind bars since September 27 because his bail security was withdrawn when he was charged with two counts of assault and two counts of uttering threats on Sept 7 and Sept 14 in the Princeton, British Columbia area (Court case # 31377). Since his conviction in July, Dr....
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Car loans > Psychiatrist Behind Bars After Bail Security Withdrawn For Assault And Uttering Threats
What Is Rear Projection Television?
What is rear projection television? The term comes from the fact that the rear projection TV sends the image onto the viewing screen from behind the screen. When you are in a movie theater, the image in projected onto the front of the screen. That is why the projector is behind the audience in a movie theater.
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Dog Training Secrets
A dog that sits on command, stays where you tell it to, and never runs away- too good to be true? Actually, it's just the beginning of what you can train your dog to do. Adam Katz has created a revolutionary dog training system that will get your dog to listen to you at all times.If you own a dog or puppy, you need this information. It works on even the toughest of dogs like Rottweilers, Pit Bulls, Akitas, and more. There is no dog too tough! You can get this valuable training information at:...
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Disaster Relief: Programs Offering Help for Hurricane Victims
In the aftermath of Hurricane Charley, Hurricane Frances, Hurricane Ivan and Hurricane Jeanne, many residents are struggling to pick up the pieces and get their lives back to normal. As residents survey the damage done to their homes, cars and personal belongings, the prospect of repairing and rebuilding their lives can be overwhelming. As of this week, The Tampa Bay Business Journal states that financial analysts are estimating a total of $21 to $28 billion dollars in insured damage.* Local,...
Disaster Relief: Programs Offering Help for Hurricane Victims Lemon Laws Don?t Protect Used Car Buyers Car loans
Car loans > Disaster Relief: Programs Offering Help for Hurricane Victims
Meet Urgent Requirements through Short Term Cash Loan
You do not require greater amount of loan for small payments to be made for daily expenses and therefore normal big loans involving collateral like home are of no use. Short term cash loan come handy in such requirements. You can pay for daily expenses like clearing education or medical bills, celebrating an occasion, going to a holiday trip through availing short term cash loan.
Generally salary earning people take Short Term Cash Loan as they need to meet urgent expenses before...
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